Real-time advice, pattern tracking, and betting strategies
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Banker
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Player
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Tie
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Streak
Decks: Hands: 0Cards: 0Strategy: Auto (Diabedo Picks)
Player Hand
Tap cards to deal
Banker Hand
Tap cards to deal
Bet BANKER
Default best bet ā lowest house edge
Banker wins 45.86% of hands (excluding ties). Even after the 5% commission, the house edge is only 1.06% ā the lowest of any bet. This is mathematically the safest play every single hand.
Banker edge: 1.06% | Player edge: 1.24% | Tie edge: 14.36%
Log the winner:
Bet Tracker
Suggested Bet1 unit on Banker
Next Bet Size1 unit
Session P/L0
Win Rateā
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Banker
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Player
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Tie
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Streak
Big Road
Pattern Analysis
Current Streak
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Longest Streak
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Banker %
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Player %
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Last 10
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Chop Rate
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Avg Streak Length
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Table Tendency
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Choose Your Betting Strategy
Pick a strategy and the advisor will tell you exactly how much to bet each hand. Your selected strategy stays active on the Advisor tab.
Auto ā Diabedo Picks (Recommended)
I analyze the table in real-time and switch between strategies for you. Streaky table? I ride it. Losing streak? I use Fibonacci to recover. Winning streak? I press with 1-3-2-6. Choppy? I go anti-streak. I also tell you when to walk away.
Flat Banker
Bet the same amount on Banker every hand. Lowest house edge (1.06%). The safest, most consistent strategy. Best for beginners and long sessions.
Martingale
Double your bet after every loss, reset after a win. Recovers losses quickly but can get expensive fast. Set a max bet limit.
Reverse Martingale
Double after wins, reset after losses. Ride hot streaks and limit losses. Good for choppy tables or catching runs.
Fibonacci
Follow the sequence: 1-1-2-3-5-8-13-21. Move up one step on a loss, back two on a win. Slower recovery than Martingale but safer.
1-3-2-6 System
Bet 1ā3ā2ā6 units on consecutive wins. Reset on any loss. Maximizes winning streaks while limiting risk. 4 wins in a row = 12 units profit.
Streak Rider
Follow the last winner. If Banker won, bet Banker next. If Player won, bet Player. Ride streaks until they break, then switch.
Strategy Tips
Set limits before you play. Decide your max loss and win target. Walk away when you hit either.
Banker is always the math play. Even with 5% commission, Banker wins more often (45.86% vs 44.62%).
No Commission tables: Banker pays even money, EXCEPT when Banker wins with 6 ā pays 1:2 (half). The house edge on these is slightly higher (1.46%).
Never bet Tie. 14.36% house edge. Even at 8:1 payout, it only hits ~9.5% of hands.
Pair bets pay 11:1 but have ~10.4% house edge. Fun side bet, not a strategy.
Dragon Bonus pays up to 30:1 for winning by 9 points. High risk, high reward side bet.
Don't chase losses. If you're down and emotional, stop. The math doesn't change.
Complete Baccarat Rules
The Goal
Bet on which hand ā Banker or Player ā will have a total closest to 9. You can also bet on a Tie. You're predicting the outcome, not playing against the house.
Card Values
Ace = 1
2 through 9 = face value
10, Jack, Queen, King = 0 (this is what "Baccarat" means ā zero)
Only the last digit counts: 7 + 8 = 15 ā hand value is 5
K + 5 + 6 = 11 ā hand value is 1
Suits don't matter at all
How Cards Are Dealt
Standard game uses 6 or 8 decks in a shoe. After shuffle, dealer draws and shows the first card, then burns additional cards equal to that card's value. Then:
1st and 3rd cards ā Player's hand
2nd and 4th cards ā Banker's hand
Natural Win
If either hand totals 8 or 9 on the first two cards, it's a "natural". No more cards are drawn. Highest natural wins. Two naturals of the same value = tie.
Player's Third Card Rule
Player's First 2 Cards Total
Action
0, 1, 2, 3, 4, 5
Player draws a third card
6, 7
Player stands
8, 9
Natural ā no cards drawn
Banker's Third Card Rule
This is the complex part. The Banker's decision depends on their own total AND what the Player's third card was:
Banker Total
Draws When Player's 3rd Card Is
Stands When Player's 3rd Card Is
0, 1, 2
Always draws (unless Player has natural)
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3
0, 1, 2, 3, 4, 5, 6, 7, 9
8
4
2, 3, 4, 5, 6, 7
0, 1, 8, 9
5
4, 5, 6, 7
0, 1, 2, 3, 8, 9
6
6, 7
0, 1, 2, 3, 4, 5, 8, 9
7
ā (always stands)
Always
8, 9
ā (natural, stands)
Always
Key rule: If the Player stood (didn't draw a third card), the Banker draws on 0ā5 and stands on 6ā9.
Payouts
Bet
Payout
House Edge
Probability
Banker wins
1:1 minus 5% commission (0.95:1)
1.06%
45.86%
Player wins
1:1 (even money)
1.24%
44.62%
Tie
8:1 (some tables 9:1)
14.36%
9.52%
Pair (side bet)
11:1
~10.4%
~7.5%
No Commission Baccarat
Some tables skip the 5% commission. Instead, when Banker wins with a total of 6, winning Banker bets only pay half (1:2 instead of 1:1). This gives a slightly higher house edge of 1.46%. Optional Super 6 side bet pays 12:1 when Banker wins with 6.
Dragon Bonus (Side Bet)
Bet on a hand winning by a large margin:
Natural winner: pays 1:1
Win by 4 points: 2:1
Win by 5 points: 2:1
Win by 6 points: 4:1
Win by 7 points: 4:1
Win by 8 points: 10:1
Win by 9 points: 30:1
The Real Strategy
Always bet Banker ā it has the lowest house edge at 1.06%
Flat bet ā same amount every hand, on Banker
Set a win limit (like +20 units) and loss limit (like -10 units)
When you hit either limit, walk away
Pattern tracking doesn't predict future hands, but it helps you notice table tendencies and manage your bets
The game is nearly 50/50 ā discipline and bankroll management beat everything
Never Do This
Never bet Tie regularly ā 14.36% house edge is brutal. It only hits ~1 in 10 hands
Never chase losses ā double-or-nothing after a losing streak will empty your bankroll fast
Never play without limits ā decide your max loss before you sit down
Don't trust "hot" or "cold" patterns ā each hand is independent. The cards don't remember the last hand
Why Banker Wins More
The Banker hand has a built-in advantage because it acts second. The Banker's third-card rule is based on what the Player drew ā giving it more information. This is why casinos charge 5% commission on Banker wins. Even with that commission, Banker is still the best bet.